In conjunction with V12finance.com, we have sourced a range of finance plans to suit everyone.

Buy Now Pay 6 or 9 Months Later and Classic Finance (over 36 month term) options are available on purchases where the cart value is over £350 - all with only a small deposit to pay.

Applications are carried out online, takes only a few minutes and your finance approval will be turned round in seconds, subject to status.

To help you in choose the finance package that suits you, we have created a PDF that contains a sample credit application, of £1000. Please note the Buy Now Pay later period commences the date the agreement is accepted and the date is confirmed on the credit agreement.

Basically, this means the Buy Now Pay in 9 months agreement commences from acceptance date and not after delivery of goods.

To take advantage of these finance plans just select the 'V12 Finance' payment option at the checkout and from there you will see the full range available. When you have completed your application, you will receive an email from us informing you of your ongoing order status, and also from V12 Finance, regarding your credit application.

Please note that there is a credit ceiling of £25,000.

To help you in choose the finance package that suits you, we have created a sample credit application, of £1000. Click here to view details for: Buy now pay 6 months, 9 months, 12 months or Spread payments over 36 months. Please contact us on 0800 146538 and we can help process the initial stages of your credit application. Buy Now Pay in 6 Months: On all purchases above £350   The Buy Now Pay Later scheme (BNPL) is an excellent way to buy your home entertainment equipment right now. You can purchase and enjoy the benefits of any eligible product or combination of products from our website, with only a 10% deposit to pay and make no payments for 6 whole months. Plus, it’s now available on purchases of just £350 or more, see below for a typical example based on this cash price: Cash price (inc. delivery & VAT) £1,000.00 Deposit (10%) £100.00 Amount of loan* £900.00 Total Interest for credit £604.02     Total amount payable £1,604.02 Balance payable (if not settled within 6 months) £1,504.02 42 monthly repayments of £35.81 APR 29.80% This is a Buy Now Pay Later loan agreement. After any deposit, you will not make any payments for 6 months prior to which, you have the opportunity to pay the full remaining balance and pay no interest. Please note that there is no obligation to settle the loan early, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement.     This agreement will attract a one off service fee of £15.       This type of loan attracts interest, which is calculated daily and debited monthly in arrears on each monthly instalment date and in calculating the APR, no account has been taken of any variations that may occur in the Interest Rate.     *If the Amount of loan indicated here is paid in or before 6 months then no interest is payable. £900.00 » Back to Top Buy Now Pay in 9 Months: On all purchases above £350   The Buy Now Pay Later scheme (BNPL) is an excellent way to buy your home entertainment equipment right now. You can purchase and enjoy the benefits of any eligible product or combination of products from our website, with only a 10% deposit to pay and make no payments for 9 whole months. Plus, it’s now available on purchases of just £350 or more, see below for a typical example based on this cash price: Cash price (inc. delivery & VAT) £1,000.00 Deposit (10%) £100.00 Amount of loan* £900.00 Total Interest for credit £660.78     Total amount payable £1,660.78 Balance payable (if not settled within 6 months) £1,560.78 39 monthly repayments of £40.02 APR 29.80% This is a Buy Now Pay Later loan agreement. After any deposit, you will not make any payments for 9 months prior to which, you have the opportunity to pay the full remaining balance and pay no interest. Please note that there is no obligation to settle the loan early, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement.     This agreement will attract a one off service fee of £30.       This type of loan attracts interest, which is calculated daily and debited monthly in arrears on each monthly instalment date and in calculating the APR, no account has been taken of any variations that may occur in the Interest Rate.     *If the Amount of loan indicated here is paid in or before 6 months then no interest is payable. £900.00 » Back to Top Buy Now Pay in 12 Months: On all purchases above £350   The Buy Now Pay Later scheme (BNPL) is an excellent way to buy your home entertainment equipment right now. You can purchase and enjoy the benefits of any eligible product or combination of products from our website, with only a 10% deposit to pay and make no payments for 12 whole months. Plus, it’s now available on purchases of just £350 or more, see below for a typical example based on this cash price: Cash price (inc. delivery & VAT) £1,000.00 Deposit (10%) £100.00 Amount of loan* £900.00 Total Interest for credit £719.64     Total amount payable £1,719.64 Balance payable (if not settled within 6 months) £1,619.64 39 monthly repayments of £44.99 APR 29.80% This is a Buy Now Pay Later loan agreement. After any deposit, you will not make any payments for 12 months prior to which, you have the opportunity to pay the full remaining balance and pay no interest. Please note that there is no obligation to settle the loan early, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement.     This agreement will attract a one off service fee of £35.       This type of loan attracts interest, which is calculated daily and debited monthly in arrears on each monthly instalment date and in calculating the APR, no account has been taken of any variations that may occur in the Interest Rate.     *If the Amount of loan indicated here is paid in or before 6 months then no interest is payable. £900.00 » Back to Top Spreading payments over 36 months: On all purchases above £350   Classic Finance is a no nonsense, straight forward, interest bearing personal loan which allows you to spread the cost of your purchase over 36 equal monthly payments, with a 10% deposit to pay, at a low APR of 19.9%. It’s available on purchases of £350 or more. See below for a typical example based on this cash price: Cash price (inc. delivery & VAT) £1,000.00 Deposit (10%) £100.00 Amount of loan* £900.00 Total Interest for credit £276.12     Total amount payable £1276.12 Balance payable (if not settled within 6 months) £1176.12 36 monthly repayments of £32.67 APR 19.90%   V12 are licensed credit brokers. Credit is subject to status and written quotations are available on request. Terms and Conditions apply